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Archive for the ‘Desperate’ Category

1/3 of Student Loan Borrowers NEVER GET DEGREE!

Friday, June 28th, 2013

(MoneyWatch) One out of every five adults 20 years of age or older owe money on student loans, and more than half of them are worried about this debt, according to a new study by the Urban Institute. The exact figures for American adults: 19.6 percent have student loans and 57 percent ...

Friday, October 26th, 2012

Somehow, people are so ignorant that the credit score is actually an "I Love Debt" score that they are confounded over at the Daily Mail, when discussing Tom Pavelka.  Mr. Palveka is officially the biggest Kool Aide drinker of what the banks have been peddling, also known as THE BEST ...

This is why YOU are in debt

Tuesday, September 1st, 2009

 Great article here, This is Why You Are in Debt! You buy miscellaneous crap you don’t need or use. You use credit to purchase things you can’t afford to buy in cash. You think of certain product brands as fashionable status symbols. You buy a brand new car every few years. You buy things you ...

Dave Ramsey on the Cash for Clunkers program

Tuesday, July 28th, 2009

Question: Listener wants to know Dave's thoughts on the Cash for Clunkers program. Dave doesn't like it for a few reasons. Dave Ramsey's advice: It turns my stomach. It will get people involved in car deals that they don't need to be in, all in the name of government help. Any ...

The Rave Damsey Toddler Steps to Financial Slavery (The Anti-Dave Ramsey)

Wednesday, September 10th, 2008

  The typical, normal, American is broke.  Most view the Dave Ramsey plan as some kind of strange cult and hope those on the plan will come to their senses.  For decades, Americans have been doing the exact opposite of achieving financial peace, the Rave Damsey plan. The Rave Damsey Toddler Steps ...

The Old Credit Cards in the Ice Block Trick …

Monday, June 16th, 2008

  Before I discovered Dave Ramsey, I used to try games like this one described by the Consumerist today.   The gist is that you freeze your credit cards in a block of ice, so they will be hard to get to when you want to use them.  Yea, right. Maybe this works ...